At The Surrogacy Father, we help intended parents navigate the U.S. surrogacy process with confidence. The U.S. stands out as one of the safest countries for surrogacy, offering strong legal protections for everyone involved. Consequently, this option attracts many families looking to grow.
Our U.S. surrogacy programmes provide a personalised, full-service experience. Whether you are starting or expanding your family, we support you every step of the way.
Our experienced team manages everything from matching you with thoroughly screened surrogates to overseeing each stage of the process. This level of support allows you to concentrate on what truly matters: becoming a parent.
In addition, our trusted partners assist with all aspects of your journey, including:
By managing every detail, we ensure you can trust that your journey is in capable hands.
The U.S. is a global leader in surrogacy, providing LGBTQ+ families with a secure, inclusive, and legally protected environment to achieve their dreams of parenthood. Its well-established legal frameworks and regulated processes ensure that all parties—intended parents, surrogates, and donors—are protected through clear and enforceable agreements.
For same-sex couples, the U.S. remains one of the few countries where international commercial surrogacy is legally accessible. In surrogacy-friendly states, legal contracts are fully enforceable, and intended parents are recognised as the child’s legal parents from birth. However, surrogacy laws vary widely across states, with some explicitly prohibiting surrogacy agreements. As a result, thorough research is essential before beginning the journey.
Some intended parents choose Independent Surrogacy to reduce costs, managing the journey directly with their surrogate without agency involvement. While this can significantly lower expenses, it requires considerable time, effort, and expertise to navigate successfully.
The United States offers LGBTQ+ families an unparalleled opportunity to grow their families through surrogacy. By understanding the financial commitments, legal requirements, and available pathways, intended parents can approach this life-changing journey with confidence and clarity.
Schedule a call today and take the first step toward starting your surrogacy journey. Let’s make your dream of parenthood a reality together.
At The Surrogacy Father, we manage every aspect of your surrogacy journey with care, expertise, and dedication. By doing so, we allow you to focus entirely on fulfilling your dream of becoming a parent.
Choosing surrogacy in the U.S. offers several distinct advantages:
A typical U.S. surrogacy budget encompasses agency fees and estimated third-party costs. While legal and medical expenses are paid directly to providers, we ensure everything is coordinated smoothly and efficiently.
| Surrogate’s Base Fee Compensation Paid in 11 instalments starting with a confirmed pregnancy | First time surrogate: $45,000–$55,000 Experienced surrogate: $55,000–$70,000+ |
| Monthly Allowance | $300–$400 per month to cover most expenses |
| Start Meds Fee | $500 when starting injectable medications for first embryo transfer only. |
| Embryo Transfer Fee | $1250–$2000 per cycle fee varies depending upon surrogates work & childcare status |
| Maternity Clothing | $1000–singleton, $1250–multiples |
| Travel to medical evaluation, embryo transfer, flights, mileage, hotel | $2000–$5000 for entire pregnancy – average |
| Car Travel over 75 miles round trip | $0.655 per mile per MapQuest or the current IRS Standard |
| Life insurance annual premium $350,000 surrogate policy, $100,000 IP policy | $900 average for 18 months; $500K for surrogate; $100K for IPs in the event of surrogate death |
| Medical insurance for surrogate This will need to be discussed in greater depth since there are different options | Surrogate insurance typically get a bonus but it is uncommon to have this. Surrogate without insurance – IPs will pay for insurance ideally through ACA. Average $15,000 – $25,000. If not available IPs only other option is to purchase a Lloyd’s of London policy – average $32,000 for a singleton |
| Lost Wages for evaluation and any doctor-ordered bed rest. Also 6-8 weeks post-birth | $3000 – $4000 average for entire pregnancy (after tax earnings) can vary per the surrogate’s work situation |
| Lost Wages for spouse / companion – for medical evaluation, transfer, birth | $2000 average for entire pregnancy |
| Housekeeping for doctor-ordered bed rest | $100 per week starting at 33 weeks for the comfort of your surrogate, earlier for twins |
| Childcare for doctor-ordered bed rest | Maximum $100 per day if required |
| Criminal Background Check | $250 (done by actual retired detectives – not just an online service) |
| Psychological Evaluation | $600 – $2000 depending upon your choice of clinic and their requirements |
| Psychological Counseling | Up to $1500 but not required unless requested; very rarely is it used |
| Initial Medical Screening for surrogate & partner | $1500 – $4000 depending upon your clinic choice. Paid directly to clinic |
| Laboratory/blood screening for surrogate & partner | $1500 – $3500 depending upon your clinic choice. Paid directly to clinic |
| IVF costs paid directly to clinic* | $15,000 – $35,000 per cycle depending upon your clinic choice. Paid directly to clinic |
| Frozen IVF cycle and Medications | $5000 – $10,000 average per cycle |
| Medications for surrogate paid directly to pharmacy | $1500 per cycle average – can be less |
| Local Monitoring Costs for surrogate | $2000 – $3000 average per cycle |
| Mock Cycle Fee paid to surrogate | $500 but most clinics do not require or do these any more |
| Drop / Cancelled Cycle paid to surrogate | $400 once medications have started |
| CVS or Amniocentesis or Invasive Procedures | $750 for 1st needle insertion, $250 each additional insertion per procedure |
| Selective Reduction or Termination | $750 for 1st needle insertion, $250 each additional insertion per procedure |
| Multiples | $5000 / additional child (could be higher based on surrogate) |
| C-section | $3000 average (could be higher based on surrogate) |
| Loss of tubes, loss of uterus / loss of ovaries, completehysterectomy | $2000 / $5000 |
*If you will need an egg donor, the additional expenses will include legal, egg donor fee, egg donor agency fee, medical evaluation, insurance, travel, and medications for the egg donor. On average this adds about $20,000 – $40,000 to the costs mentioned above. If comparing costs between agencies make sure ALL of these items are included since they are considered standard surrogacy fees.
| Medications for Intended Mother / Egg Donor | $3000 – $6000 per cycle average |
| Attorney Fees for consult & drawing contracts | $2000 – $6000 depending upon lawyer, state the surrogate lives in & choice of lawyer |
| Surrogate Mother’s Independent Attorney Fee | $1000 – $2000 depending upon the state where the surrogate lives |
| Attorney Fees to establish parental rights and courtpleadings | $1500 – $7000 depending upon lawyer and state where the surrogate will give birth |
| Review for surrogate for establishing parental rights for IPs | $500 – $2000 depending upon lawyer and state where the surrogate lives |
| Court Filing Fees | $600 – $2000 depending upon state |
| Insurance Management Fees | $400 for surrogate insurance specialist to review current policy to determine if it can be used for the pregnancy,$850 to enrol surrogate in ACA and ensure policy stays active during the pregnancy |
| Escrow Fees | $1500 set up and maintenance fee. Special discounted rate for ORM IPs with Brenner & Buchner Surrogacy Escrow Services. |
| Post Birth Insurance mandatory for all clients | International IPs – most IPs pay out of pocket – avg. $6K or some IPs have been able to use ACA insurance for newborns, if NICU is needed, costs can be quite high and hard to determine at this time |
| Agency fee paid out at various points in the surrogacy process in 4 payments instalments | $36,500 in 4 installments; $7,000 additional fee for CA, OR or NV surrogates; $7000 additional for twins |
For more information on surrogacy destinations around the world, please click on the pink countries on the map:
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